Pay off $12,000 of credit card debt with a 30-day ChatGPT money challenge
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Outcome
Realtor and content creator Jennifer Allan asked ChatGPT every day for one task to make money toward $23,000 of credit card debt. Over a month, Allan says, the challenge brought in over $11,000 and paid off $12,078.93. Some ideas were quirky: Allan wrote '$23,000' on a watermelon as 'debt art' and auctioned a photo of it for $51. Others paid off: an idea to search phone apps for forgotten money turned up $100.80 on Venmo, and Allan's husband remembered a brokerage account holding $10,200. Credit counselor Noelle Carter warns that AI can help with ideas but is no substitute for human expertise.
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I have $23,000 in credit card debt. Every day for 30 days, give me one task I can do today to make money or free up cash to pay it down.
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Before you start, ask me 1–3 short questions about the details below and wait for my answers. Once I've answered, confirm the plan in one line and run the whole task start to finish. Goal: Give me one realistic task a day for 30 days to find or earn money for my debt, and help me track progress. Questions to ask me first: - How much debt is there, on which cards, and at what interest rates? - How much time do I have, and what skills or spare items could I use? - Anything off-limits (new loans, selling certain items, gig work)? Inputs (fill in or confirm): - Debts with balances and rates: [DEBTS] - Time available per day: [TIME] - Skills, spare items, apps and accounts to check: [RESOURCES] - Off-limits: [OFF-LIMITS] Rules: - One concrete task per day that I can finish that day. - Start with checking for money I already have (old accounts, app balances, unused subscriptions) before earning ideas. - No new borrowing, gambling, crypto, paid courses or anything that requires paying upfront. - Be honest about likely earnings; don't promise amounts. - Suggest putting found money toward the highest-interest card first, unless I choose otherwise. Checkpoint: Each day, ask what I earned or found before giving the next task, and keep a running total. If you get stuck: If an idea doesn't work for me, swap it for a different kind of task rather than repeating it. Verify before you finish: Check the running total against the amounts I reported and confirm no task broke my off-limits list. Output: Today's task, the running total paid off, and the balance left. Done when: I have a 30-day log of tasks and real amounts paid toward the debt.
Source
https://abcnews.com/GMA/Living/woman-chatgpt-helped-pay-off-11k-debt/story?id=123638700
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