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Write a detailed renovation plan for a 1950s house loan with ChatGPT

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What the prompt labels mean

I'm buying a 1956 house and the bank wants a detailed renovation plan. Here is the inspection report. Summarize it, group the findings by urgency, and help me estimate materials and costs for each job.

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Before you start, ask me 1–3 short questions about the details below and wait for my answers. Once I've answered, confirm the plan in one line and run the whole task start to finish.

Goal: Build a clear, costed renovation plan for an older house that a bank can review.

Questions to ask me first:
- What year was the house built, and what does the inspection report flag?
- Which renovations do you want, and which will you do yourself?
- Who is the plan for (a bank, a contractor, yourself), and what do they need to see?

Inputs (fill in or confirm):
- Inspection report: [REPORT]
- Floor plan and room sizes: [ROOMS]
- Materials and year built: [DETAILS]
- Planned renovations: [WISH LIST]
- Local supplier prices I've found: [PRICES]

Rules:
- Summarize the report and group issues by urgency, quoting the report for each.
- Show the formula for every quantity (paint from wall area, pipe from room layout).
- Mark every price as estimated unless I've given you a real quote.
- Separate materials from labor, and list which jobs need licensed trades.
- Don't call anything safe or up to code; tell me to confirm with a professional.

Checkpoint: Show me the summary and job list before any calculations, and wait for my corrections.

If you get stuck: If a measurement is missing, ask me for it rather than assuming.

Verify before you finish: Recheck each calculation and make sure the totals add up across all jobs.

Output: A report with a summary, a job-by-job table of quantities, materials and labor costs, a timeline, and a total.

Done when: I have a plan I've checked myself that's ready to show the bank.

AI tool

ChatGPT

Outcome

Michaela Holmström bid on a house in Finland built in 1956, and the largest banks hesitated over its original condition. A first, modest plan got a discouraging response. A banker advised raising the budget and describing the workload and materials in great detail, a plan that would normally take Holmström over a week. Holmström uploaded the inspection report to ChatGPT for a summary, gave it the floor plan, materials and room sizes, and had it work out liters of paint from wall area and lengths of water pipe. Holmström cross-checked prices with real merchants and split costs into materials and labor. It still took several hours of Holmström's own work, and not every AI detail was flawless. A loan specialist at a major Nordic bank said it was the most thorough renovation plan the specialist had ever reviewed.

Evidence: Described by posterThe person describes what happened in words, without screenshots or video.

Source

Posted
by Michaela Holmström (Recordly)
Last checked
Method:
How we verify

https://www.recordlydata.com/blog/chatgpt-to-buy-house

Context: Published on the blog of Recordly, a data and AI consultancy where the writer works. The post doesn't say whether the loan was approved.

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