Grok: Money, Bills & Taxes

Find a second YouTube Premium you've paid for unused for a year and a half with Grok

While getting Grok's help to tidy up too many old Google and YouTube accounts, X user Tesla Patriot found they had been paying for a second YouTube Premium account they weren't using for a year and a half. They stopped the $22-a-month charge, and Grok pointed them to calling Apple as the way to ask for a refund.

Get 30% off an annual Paramount+ subscription by cancelling through chat on Grok's advice

Grok told the poster not to cancel Paramount+ through the website but to use the call or chat option, where they might be offered 30–50% off to stay. The poster did, and says it worked: they got 30% off their annual subscription.

Find extra tax refund money with Grok's help

A poster says they asked Grok to help with their taxes and it helped them get around $1,500 more on their tax return, adding that it also helped them learn about taxes they were never taught.

Choose and walk through a cheap tax e-file with Grok

An X user says they sent Grok one message about filing federal and state taxes for a basic household (salaried husband, part-time independent contractor), asking for an efficient, cheap e-file with direct deposit. They say Grok guided them step by step, they filed for under $50, and they saved $200+ compared with past years.

Get tips for budgeting holiday spending with Grok

GOBankingRates asked Grok for its best tips on budgeting for holiday expenses. Grok suggested setting a total covering gifts, travel, food and decorations, with a common guideline of 1% to 2% of annual income, saving a small monthly amount ahead of time, tracking spending with an app like YNAB or a spreadsheet, and cutting gift spending in favour of travel or hosting if family time matters most.

Estimate how much to save for retirement in 20 years with Grok

GOBankingRates asked Grok about a hypothetical 47-year-old earning $72,000 with no retirement savings, retiring at 67. Grok estimated $866,575 would be needed, assuming 70% of income in retirement ($91,028 a year in 2045 dollars at 3% inflation), an estimated Social Security benefit of $56,365 (2024 dollars), a $34,663 annual gap and a 4% withdrawal rate.