Cancel five unused subscriptions and pause a lawn care service by chatting with Hark

Posted

Oct 16, 2026 by Dave Schools (@DaveSchoools)

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Last checked

Oct 22, 2026

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Method:

How we verify

Evidence: Described by posterThe person describes what happened in words, without screenshots or video.

Outcome

Dave Schools tried personal assistant apps to see if they were worth the hype. Schools says Hark cancelled 5 subscriptions, saving $872 a year plus a $22 refund, and paused a lawn care service ($1,163 so far this year). With access to Schools' Rocket Money account, Hark answered questions about spending at Amazon or particular stores and pointed out more ways to save. Muse, a second assistant, researched restaurants and booked an OpenTable reservation for a date night. Schools puts the total saved across both at $2,182, from a few minutes of chatting.

AI tool

Hark

The source didn't share its exact prompt, so we wrote this from what it describes.

What the prompt labels mean

Let's work this out together. I'll tell you what I know, you suggest options and ask what you need, and we'll narrow it down step by step. Nothing gets booked, bought or sent until I say so.

Goal: Find the subscriptions and recurring services I'm paying for, and cancel or pause the ones I don't need.

What I'll share as we go:
- Where my charges show up (bank, card or budgeting app access): [ACCOUNTS]
- Services I definitely want to keep: [KEEP LIST]
- Anything I'd rather pause than cancel: [PAUSE LIST]

Rules:
- List every recurring charge with the amount, how often it bills and the last charge date.
- Say which ones look unused or duplicated, and why.
- For each cancel or pause, check the provider's terms for notice periods, fees and refund rules first.
- Ask for a refund of any recent charge for something I didn't use, where the terms allow it.
- Ask for my OK before you pay, book, send, submit or cancel anything.
- Check facts that can change (prices, opening hours, dates, availability, rules) against the official source, and tell me anything you couldn't verify.

Output: A table of recurring charges with what you did to each, the yearly saving and any refunds.

You'll know it worked when: the charges I didn't need have stopped and I have a confirmation for each.

Let's work this out together. I'll tell you what I know, you suggest options and ask what you need, and we'll narrow it down step by step. Nothing gets booked, bought or sent until I say so.

Goal: Find the subscriptions and recurring services I'm paying for, and cancel or pause the ones I don't need.

What I'll share as we go:
- Where my charges show up (bank, card or budgeting app access): [ACCOUNTS]
- Services I definitely want to keep: [KEEP LIST]
- Anything I'd rather pause than cancel: [PAUSE LIST]

Rules:
- List every recurring charge with the amount, how often it bills and the last charge date.
- Say which ones look unused or duplicated, and why.
- For each cancel or pause, check the provider's terms for notice periods, fees and refund rules first.
- Ask for a refund of any recent charge for something I didn't use, where the terms allow it.
- Ask for my OK before you pay, book, send, submit or cancel anything.
- Check facts that can change (prices, opening hours, dates, availability, rules) against the official source, and tell me anything you couldn't verify.

Output: A table of recurring charges with what you did to each, the yearly saving and any refunds.

You'll know it worked when: the charges I didn't need have stopped and I have a confirmation for each.

Let's work this out together. I'll tell you what I know, you suggest options and ask what you need, and we'll narrow it down step by step. Nothing gets booked, bought or sent until I say so.

Goal: Find the subscriptions and recurring services I'm paying for, and cancel or pause the ones I don't need.

What I'll share as we go:
- Where my charges show up (bank, card or budgeting app access): [ACCOUNTS]
- Services I definitely want to keep: [KEEP LIST]
- Anything I'd rather pause than cancel: [PAUSE LIST]

Rules:
- List every recurring charge with the amount, how often it bills and the last charge date.
- Say which ones look unused or duplicated, and why.
- For each cancel or pause, check the provider's terms for notice periods, fees and refund rules first.
- Ask for a refund of any recent charge for something I didn't use, where the terms allow it.
- Ask for my OK before you pay, book, send, submit or cancel anything.
- Check facts that can change (prices, opening hours, dates, availability, rules) against the official source, and tell me anything you couldn't verify.
- Save the confirmation for each cancellation or pause, and remind me to check the next statement that the charge has stopped.

Output: A table of recurring charges with what you did to each, the yearly saving and any refunds.

You'll know it worked when: the charges I didn't need have stopped and I have a confirmation for each.

Before you finish: re-read my goal and constraints, check your answer against each one, and list anything you assumed or couldn't confirm.

Source

https://x.com/DaveSchoools/status/2111139213311701348