More in Money, Bills & Taxes.
Test ChatGPT's SSDI filing advice for someone living overseas (failed)
FailureEvidence: Described by posterPosted Last checked
A retired SSA claims specialist tested ChatGPT on filing SSDI from overseas; it missed form SSA-3368 and was wrong about translations.
How to use this
- Tap Copy prompt.
- Open ChatGPT.
- Paste it into the message box.
- Send it, then read the answer before acting on it.
New to this? What's a prompt?
A prompt is the message you send to the AI tool. Copy the one on this page, put your own details where it asks, and read the answer before you act on it.
Prompt
Recreated prompt
The source didn't share its exact prompt, so we wrote one from what it describes. The result shown is the source's, not ours.
The person didn't share their exact words, so we wrote this from what they described. We haven't tested it, and they didn't use this exact version.
I live outside the United States and want to apply for Social Security Disability Insurance. Explain step by step how to file from overseas, which forms I need, and how to submit my medical records, including any that are in another language.
Try this in:
Sends the Recreated prompt shown above. ChatGPT and Grok open with it filled in, and ChatGPT may send it straight away. Gemini and Claude open empty, so we copy the prompt for you to paste. Every button also copies it.
Opens in a new tab. We don't see what you send.
These links are only a shortcut. We're not affiliated with OpenAI, Google, Anthropic or xAI, and your results may not match the source.
Optional stronger version
Our rewrite with extra checks. The poster didn't test it.
Before you start, ask me 1–3 short questions about the details below and wait for my answers. Once I've answered, confirm the plan in one line and run the whole task start to finish. Goal: Make a checklist for filing an SSDI claim from outside the US that I'll confirm with Social Security. Questions to ask me first: - Which country do you live in? - Have you already contacted the Federal Benefits Unit or embassy that covers that country? - Are any of your medical records in another language? Inputs (fill in or confirm): - Country of residence: [COUNTRY] - Work history in the US: [YEARS / EMPLOYERS] - Medical records: [LIST / LANGUAGES] - Contact so far: [OFFICE OR 'NONE'] Rules: - Link every form and rule to the official ssa.gov page it comes from. - Include the Adult Disability Report (SSA-3368) if it applies, and say why. - Check SSA's current rules on translating foreign-language records instead of assuming. - Say clearly which steps I must confirm with the Federal Benefits Unit. Checkpoint: Show me the list of forms with links and wait for my OK before writing the step-by-step guide. If you get stuck: If you can't find an official source for a rule, say so instead of filling the gap. Verify before you finish: Compare the checklist with ssa.gov's international pages before you finish. Output: A checklist of forms and steps with ssa.gov links and questions for the Federal Benefits Unit. Done when: I have a checklist I can confirm with Social Security before filing.
AI tool
Outcome
A retired Social Security claims specialist posted in r/SSDI to warn people about using AI for disability claims. The retired specialist asked ChatGPT how to file for SSDI while living overseas and checked the answer. ChatGPT left out the SSA-3368 Adult Disability Report, a form the claim needs, and wrongly said claimants can translate their own medical records. The specialist's warning was not to rely on ChatGPT for SSDI or SSI claims.
Evidence: Described by posterThe person describes what happened in words, without screenshots or video.
Known limitations
FailureThe source says the AI did not get the job done.
What went wrong: ChatGPT left out the SSA-3368 Adult Disability Report and wrongly said claimants could translate their own medical records.
Source
- Posted
- by Reddit user (r/SSDI)
- Last checked
- Method:
- How we verify
https://www.reddit.com/r/SSDI/comments/1lfjn55/warning_about_using_chatgptai_for_ssdissi_claims/
Context: No prompt is quoted, so the prompt here is recreated. The date is estimated from the post ID. The poster says they're a retired claims specialist; that isn't independently confirmed.
More in Money, Bills & Taxes
Find $6,000 in extra tax deductions with Claude Cowork
Viveka von Rosen's Claude Cowork review of tax-prep files surfaced an additional $6,000 in deductions after an extension filing.
WorkedClaude CoworkEvidence: Described by posterView CaseAudit Gmail subscriptions into keep, review and cancel lists with Claude
Claude scanned Abhijay Arora Vuyyuru's Gmail and found about $2,600 a year in subscriptions, flagging roughly $590 as recoverable.
WorkedClaudeEvidence: Described by posterView CaseBuild a weekly household budget rundown with Claude Cowork
Kate built a Claude Cowork budget folder that turns Sunday CSVs into an HTML dashboard, including a $47.23 Costco ask.
WorkedClaude CoworkEvidence: Described by posterView CaseCut tax-prep grunt work to about three hours with Claude Code
Chris Blattman used Claude Code to assemble donations, deductions and a Schedule C in about three hours versus a ~$1,000 accountant.
WorkedClaude CodeEvidence: Described by posterView CaseCut an Xfinity bill by $3,200 a year with Claude Cowork in Chrome
Ofer Ronen watched Claude Cowork cut an Xfinity bill by $3,200 a year in about 45 minutes, with only 17% from service cuts.
WorkedClaude CoworkEvidence: Described by posterView CaseFind duplicate subscriptions in card statements with Claude Cowork
Claude Cowork coded through Saul Kropman's six months of statements and flagged duplicate ChatGPT/Claude spend of $180–$370 a year.
WorkedClaude CoworkEvidence: Described by posterView Case
Similar cases
File an Indian income tax return with ChatGPT as a cross-checker (it got some capital gains wrong)
ChatGPT cross-checked an Indian tax return, but gave wrong REIT guidance and misclassified gains, so it was only partial help.
PartialChatGPTEvidence: Described by posterView CaseWork out which federal tax forms to file and how to fill them, line by line, with ChatGPT
ChatGPT explained tax forms and deductions but swapped stock gains and losses until the filer caught it: partly worked.
PartialChatGPTEvidence: Described by posterView CaseChoose and walk through a cheap tax e-file with Grok
A user says Grok walked them step by step through filing household taxes for under $50, saving $200+ versus past years.
WorkedGrokEvidence: Described by posterView CaseFind extra tax refund money with Grok's help
A poster says Grok helped them get about $1,500 more on their tax return and taught them about taxes.
WorkedGrokEvidence: Described by posterView CaseA tax deduction strategy from ChatGPT that would have cost a business owner: an accountant's story
An accountant says ChatGPT's $40,000 deduction plan was misapplied and outdated; it was caught before filing: a failure.
FailureChatGPTEvidence: Described by posterView Case

