Find $5,200 a year in forgotten subscriptions with Muse

PartialEvidence: Described by posterPosted Sep 12, 2026Last checked Nov 6, 2026

Muse flagged about $5,200 a year in forgotten subscriptions for Frank Chu but partly double-counted one charge.

Source checked Nov 6, 2026
Results shared
Limitations noted

How to use this

Tap Copy prompt.
Open the tool the case used (or a similar one) and paste the prompt; results may differ from the original.
Paste it into the message box.
Send it, then read the answer before acting on it.

New to this? What's a prompt?

A prompt is the message you send to the AI tool. Copy the one on this page, put your own details where it asks, and read the answer before you act on it.

Prompt

Recreated prompt

The source didn't share its exact prompt, so we wrote one from what it describes. The result shown is the source's, not ours.

What the prompt labels mean

The person didn't share their exact words, so we wrote this from what they described. We haven't tested it, and they didn't use this exact version.

Look at my connected card and bank spending for the last two years. List subscriptions and recurring charges I can cut, with yearly totals. Put each card’s annual fee on my calendar with a reminder two weeks prior. Do not cancel or move money without my yes.

Try this in:

ChatGPT Gemini Grok Claude

Sends the Recreated prompt shown above. ChatGPT and Grok open with it filled in, and ChatGPT may send it straight away. Gemini and Claude open empty, so we copy the prompt for you to paste. Every button also copies it.

The source used Muse. These are general chat tools, so results may differ.

Opens in a new tab. We don't see what you send.

These links are only a shortcut. We're not affiliated with OpenAI, Google, Anthropic or xAI, and your results may not match the source.

Optional stronger version

Our rewrite with extra checks. The poster didn't test it.

Before you start, ask me 1–3 short questions about the details below and wait for my answers. Once I've answered, confirm the plan in one line and run the whole task start to finish.

Goal: Audit recurring charges and calendar card annual fees without taking money actions.

Questions to ask me first:
- Which accounts are connected?
- How many years of history?
- Reminder lead time for annual fees?

Inputs (fill in or confirm):
- Accounts: [AMEX / …]
- Window: [2 YEARS]
- Fee reminder: [14 DAYS]

Rules:
- Read-only money; approval gate on cancels.
- Deduplicate charges that look like the same subscription.
- Calendar fee dates, do not pay them.

Checkpoint: Show the top five recurring cuts before the full list.

If you get stuck: If two charges might be the same sub, flag both for my review.

Verify before you finish: Yearly total matches the itemized recurring list after dedupe.

Output: Cut list with yearly total plus fee calendar events.

Done when: I can cancel or keep each item myself.

AI tool

Muse

Outcome

With Gmail, calendars, and Amex cards connected through Plaid, Frank Chu asked Muse what spending could be cut. Across about two years of transactions Muse found and surfaced roughly $5,200 a year in forgotten subscriptions—including a $200/month API bill assumed to be bundled, unused streaming, and a leftover kids’ pizza-place membership—then put card annual-fee dates on the calendar with two-week reminders so a $695 Platinum renewal would not surprise again. One subscription was double-counted until human review caught it at the approval gate.

Evidence: Described by posterThe person describes what happened in words, without screenshots or video.

Known limitations

PartialThe source says it only partly worked, or had a significant problem a person had to deal with.

What went wrong: Useful subscription finds and fee reminders, but Muse double-counted one subscription until human review; no auto-cancel without approval.

Source

Posted: Sep 12, 2026 by frank chu
Last checked: Nov 6, 2026
Method:: How we verify

https://dev.to/frankchu/i-dont-chat-with-my-ai-assistant-i-run-my-household-with-it-1h8j