Money, Bills & Taxes: 54 real cases

Get tips for budgeting holiday spending with Grok

GOBankingRates asked Grok for its best tips on budgeting for holiday expenses. Grok suggested setting a total covering gifts, travel, food and decorations, with a common guideline of 1% to 2% of annual income, saving a small monthly amount ahead of time, tracking spending with an app like YNAB or a spreadsheet, and cutting gift spending in favour of travel or hosting if family time matters most.

Cancel Netflix, Disney+ and Peacock with ChatGPT agent

Tom's Guide's Amanda Caswell used ChatGPT agent to cancel three subscriptions (Peacock, Disney and Netflix), entering their credentials at the login screens themselves. They say they had no problems cancelling, but warn that some sites have anti-bot defenses or don't recognize the agent, and advise double-checking before it confirms.

Estimate how much to save for retirement in 20 years with Grok

GOBankingRates asked Grok about a hypothetical 47-year-old earning $72,000 with no retirement savings, retiring at 67. Grok estimated $866,575 would be needed, assuming 70% of income in retirement ($91,028 a year in 2045 dollars at 3% inflation), an estimated Social Security benefit of $56,365 (2024 dollars), a $34,663 annual gap and a 4% withdrawal rate.

Pay a UK car tax reminder with ChatGPT agent (handoff for payment)

From a photo of the posted reminder and a chosen payment option, ChatGPT agent found the government website and filled out the forms; the poster took over to enter card details.

Find forgotten subscriptions on a credit card statement with ChatGPT

Brian Foster exported their latest statement, redacted sensitive details in macOS Preview, and asked ChatGPT to identify all monthly charges, sort them by service, amount and frequency, and suggest which to cancel. They say it flagged the recurring charges within seconds, grouped them so they could spot ones they didn't remember or hadn't used in months, and suggested which to cancel.

Track and cancel unused subscriptions with ChatGPT agent

ChatGPT agent scans for recurring charges and reminds the author to cancel before renewal, helping cancel unused streaming services.