Check a pre-IPO investment offer after a refused payout with ChatGPT

Spot a jury duty scam targeting your spouse with ChatGPT (partial)

On July 21, men posing as sheriff's deputies told Kimberly Fudge, 38, a Florida finance manager, that Fudge had missed federal jury duty and faced arrest. Fudge spent nearly 10 hours driving and feeding $25,000 into cryptocurrency machines as 'bail'. Following the callers' script, Fudge texted spouse Jonathan for money, and Jonathan sent $3,000. At a second request, Jonathan asked ChatGPT why a spouse would make such a demand. It listed ordinary explanations, then flagged a possible scam, and Jonathan called 911. The money already sent is gone; reports went to the sheriff's offices, the FBI's Internet Crime Complaint Center and the FTC, but the family is 'not counting on recovery.'

Ask ChatGPT whether an online crypto 'investment' is a scam

Margaret Loke, a 70-something widow in San Jose, met a man called 'Ed' on Facebook who persuaded Loke to 'invest' in crypto through an app that showed big profits. Loke wired money from an IRA, including $120,000 and a final $62,000, and took out a $300,000 second mortgage. When the account was 'frozen' and Ed demanded a million dollars to unfreeze it, Loke asked ChatGPT, which replied: 'no, this is a scam, you better go to police station'. That warning came too late: Loke lost nearly $1 million in a 'pig butchering' scheme, faces a huge tax bill for withdrawing the IRA at once, and could lose the house.

Find a mystery Microsoft charge, cancel it and get a full refund with Muse

Diego found a mystery $83 Microsoft charge on a checking account and asked Muse to look into it. In about two minutes it identified Drawboard PDF Plus at $83.49 a year, renewing each September, and found the same charge from the year before. Muse turned off recurring billing in Diego's Microsoft account; with no self-serve refund for third-party subscriptions, it opened a live chat with Microsoft Support, where Diego had to type a 6-digit verification code. A full $83.49 refund to PayPal within 30 days was approved. Muse then audited the account and found an unused Microsoft 365 Family subscription at $129.99 a year, whose renewal Diego had it cancel.

Get a parking garage refund over the phone with Muse after the valet turned the car away

Kyle G paid for parking in San Francisco, but the valet refused the car because Kyle only had a phone key. After the meeting, Kyle asked Muse to handle the refund. Its first call failed because customer support needed more details; Muse came back, asked Kyle a couple of questions and called again. On the second call a full refund was approved.

Close out a 28-week roof leak case with a corporate landlord using Gemini to map the timeline

Charlie fed months of emails, texts and call logs about a 28-week roof leak with a corporate landlord into Gemini. It mapped out the timeline and helped draft the emails to close the case, and the structured summary let Charlie's rental agent take it straight up the chain of command for approval. Charlie says it took 20 minutes and saved $6,235; the post doesn't break that figure down.

Get an insurer to reissue a held-up claim check by filing a DIFS complaint with Claude's help

After a car crashed into one of Travis Biziorek's Detroit rental houses, the insurance payment got stuck: the public adjuster Biziorek had hired wanted about $5,000 more than their contract and held the check when Biziorek wouldn't sign off, and State Farm refused to reissue it to Biziorek alone. Claude advised filing a complaint with DIFS and walked Biziorek through it. Two days later State Farm emailed to say it had reissued the check, which arrived 10 days after that. Biziorek says the payment still doesn't cover repairs and lost rents.

Decide to go back to the ER for worsening leg pain and breathlessness with ChatGPT

Julian Millikan's leg pain had already been seen once in the ER and once at urgent care, where it was diagnosed as a gout flare, and the MRI that was ordered was declined by insurance. When Julian became nauseated and too short of breath to manage two steps on crutches, Julian's wife, Shauna O'Brien, typed the symptoms and earlier diagnoses into ChatGPT. It told O'Brien to 'go back to the ER immediately,' warning the pattern could mean deep vein thrombosis (DVT) or a joint infection. Paramedics found an elevated heart rate and low blood oxygen, Julian was fast-tracked at triage, and scans showed a large DVT and bilateral pulmonary emboli. Doctors said Julian likely would not have survived another night at home. During the four-day stay, ChatGPT also helped O'Brien understand treatment choices and prepare questions for discharge.

Cut four monthly bills by $119.75 with ChatGPT negotiation scripts

McKenzie Day dreaded calling service providers, so Day asked ChatGPT for a strategy for each bill, how to reach a real person fast and a script for negotiating, including what to say if the first offer wasn't good enough. Taking one bill a week, Day got home internet down from $109 to $50 a month (with more data, Peacock streaming and the rate locked for 5 years), switched phone providers to go from $48 to $15 a month for the first year ($30 after that), moved pest control to a DIY approach ($48 to $11 a month) and swapped a budgeting app for a self-hosted Actual Budget ($9 to $3 a month). In about a month that came to $119.75 a month, or $1,437 a year.

Negotiate internet and phone bills down by $113.99 a month with ChatGPT call scripts

Allison, a 34-year-old paralegal paying about $612 a month across bills, tested ChatGPT bill negotiation for 30 days with Jake Read. For each call, ChatGPT wrote a 60-second script plus three fallback lines. Spectrum dropped the internet bill from $94.99 to $59.99 a month for 12 months, and AT&T moved two lines from $165 to $110 a month after a second call to the retention department. Geico didn't budge, and ChatGPT's estimate that the car insurance could drop to $140 a month was too optimistic. A gym credited three free months and an unused Disney+ was canceled. Total savings: $113.99 a month, or $1,367.88 a year, for 2 hours and 41 minutes of calls.